Qualifications

PROFESSIONAL QUALIFICATIONS

  • Certified General Real Estate Appraiser, State of Kentucky                                    KY1547

  • Certified General Real Estate Appraiser, State of Indiana                                      CR49900147

  • Veteran’s Administration Appraiser Pannel Member (VA) Appraiser                      VA5001179

  • Approved Federal Housing Administration (FHA) Appraiser                                  KY1547

  • Approved Veterans Administration (VA) Appraiser                                                VA5001179

  • Approved Federal Housing Administration, USDA Appraiser                                KY1547

  • Approved Expert Witness, Jefferson County Circuit Court                                     2001

  • Licensed Principle Real Estate Broker, Kentucky  2002-2017                                 KY14945

  • Licensed Real Estate Agent   1988-2002                                                                KY14945

  • Completed 96 Hour Board Certified Home Inspector Training Course                 2013

  • Total Number of Real Estate Appraisals Completed to Date:                                >17,500

  • Total Estimated Property Value Appraised                                                            $3,100,000,000

PROFESSIONAL HISTORY

  • Professional Real Estate Appraiser                                                                        1990 – Present 2024

  • Appraisal assignments include: residential homes, apartment homes, apartment communities, vacant land, residential home sites (lots), residential condominiums, office condominiums, mixed use properties, horse farms, places of worship, shopping centers, subdivisions, industrial buildings, retails buildings, special purpose facilities, federally protected wetlands, subdivision feasibility, tax assessment appeals, estate appraisals, expert witness appraisals; review appraisals, general real estate consulting for divorce, legal disputes, financial strategies, etc.

  • Appraisals completed in compliance with USPAP, FIRREA and all other professional standards.

  • Review appraisals: completed over 1,000 reviews for banks, mortgage companies and other appraisers.              

  • Supervised numerous associate appraiser candidates through the certification process.

  • Between 1997 and 2006 managed an appraisal staff of up to ten full time appraisers.

  • Expert witness and appraisal work for attorneys and courts.

  • Licensed Principal Real Estate Broker                                                                   2002-2017

  • Professional Real Estate Agent, Henderson Co Realtors                                          1988-1991

MEMBERSHIPS

  • Certified/Licensed with the Kentucky Real Estate Appraiser’s Board                   Since  1991

  • Member Mortgage Bankers Association of Kentucky                                                      2024

  • Licensed Real Estate Broker, Kentucky Real Estate Commission                          2006 – 2016

  • Licensed Sales Associate, Kentucky Real Estate Commission                                1988 – 2006

  • Member Greater Louisville Association of Realtors                                                Since 1988

  • Member Kentucky Association of Realtors                                                             Since 1988

  • Member National Association of Realtors                                                              Since 1988

  • Member United States Tennis Association                                                              1973-2020

EDUCATION

  • University of Kentucky, Associate of Business in Real Estate

  • Jefferson Community and Technical College, Associate in Applied Science                                      

  • University of Louisville, Biology Major 1983-1984

  • University of Louisville, Computer Information Systems and business courses 1993-1994

  • Jefferson Community College of Nursing 2010, Nursing student 2011-2012 4.0 GPA

  • Graduate of Saint Xavier High School, Louisville, KY

REAL ESTATE SCHOOLS ATTENDED                   

  • The American Institute of Real Estate Appraisal

  • University of Kentucky

  • Jefferson Community College

  • The Realtor Institute

  • Mckissock Education

  • Educational Training Systems

Real Estate Courses: Appraisal Practices and Standards100; Real Estate Appraisal 101; Real Estate Principles 100; Risk Avoidance 121; Construction and Appraisal 102; Building Wealth in Real Estate 105; Sales Contract 112; Real; Estate Marketing 120; Construction and Blueprint Reading 122; Property Management 201; Commercial and Industrial Real Estate 203; Land Planning and Development 204; Site and Site Improvements 210; Residential Cost Approach 207; Expert Witness 213; Real Estate Finance 225; Real Estate Brokerage Management 225; Real Estate Law 230; Real Estate Investment 235; Single Unit Residential Condominium Appraisal 315; Appraisal Review 312; Fair Housing Law 352; Agency Law 303; Appraising Manufactured Homes 305; Segregated Cost Approach 320; Income Capitalization Approach 310; Misrepresentation 342; Marshall and Swift Cost Estimating & Handbook 401; Commercial and Industrial Environmental Hazard Detection 408; Small Residential Income Property Appraisal 400; Cost Approach 410; Standards of Professional Appraisal Practice 401A; Site and Site Improvements 406; Small Residential Property Appraisal VI; Realtor Orientation Course 1988; Standards of Professional Appraisal Practice 1996; Federal Fair Housing Law; Know the Law 1999; Kentucky CORE Course 2000; KREAB Uniform Standards of Professional Appraisal Practice 2000; Kentucky CORE Course 2003; Uniform Standards of Professional Appraisal Practice 2001; KREAB – USPAP Update 2002; Code of Ethics vs. License Law 2005; Department of Housing and Urban Development Visual Assessment Course 2003; Real Estate Brokerage Management II, Agency Law 2004; Realtor Ethics Course 2004; Scope of Work 2004; National Uniform Standards of Professional Appraisal Practice 2005; Federal National Mortgage Associations New Residential Forms for 2005; Agency Law 2005; What’s New in Real Estate Lane 2005; 7-Hour USPAP Update 2006;  HUD-1 Settlement Statement 2007; Predatory Lending 2007; Residential Marshall and Swift Cost Handbook 410; Legal Update 2007; Marshall and Swift Segregated Cost Approach 2006; Legal Update 2007; HUD-1 Settlement Statement 2007; National USPAP Update 2007; Marshall and Swift Segregated Residential Cost Approach 2006; Legal Update 2007; ANSI Z765 2003; Square Foot Method of Calculating 2007; Basic Residential Design and Construction 2007; National USPAP 2008-2009; Kentucky CORE 2008; Sales Contract 2009; Commercial Real Estate Sales Comparison Fundamentals 2009; FHA Today 2009; USPAP 2009; Law of Agency 2009; National USPAP Update 2010; Current Issues in Appraising 2010; Sales Comparison Fundamentals 2009; National USPAP Update Equivalent 2010; National Land & Site Valuation 2011; Residential Report Writing – More than Forms 2011; USPAP Update 2011; Appraising Difficult Properties 2013; The Sales Comparison Approach 2014; 2014-2015 7-hour National USPAP Update Course; The Cost Approach 2015; The FHA Handbook 4000.1; 2016-2017 National USPAP; Understanding Residential Construction 2017; Residential Property Inspection for Appraisers 2017; The Cost Approach 2018; National USPAP Updated 2018-2019; FHA Site Inspection for Appraisers IDECC #4913 2019; USPAP Updated 2020-2021; Construction Details; From Concept to Completion IDECC #7072; A Brief Stroll through America’s Architecture for Appraisers IDECC #5163; Cost Approach & Land Valuation; Environmental Hazards Impact on Value IDECC #4879; National Uniform Standards of Professional Appraisal Practice Update 2022; Ethics Requirements for National Association of Realtors 2021; Victorian Era Architecture for Real Estate Professionals 2022; Mold a Growing Concern 2022; ANSI Standards for Measuring Residential Properties 2022.

STATE BOARD EXAMINATIONS TAKEN

(All exams were passed on first attempt)

  • State Board Examination for General Certification in Real Estate Appraisal

  • State Board Examination for Obtaining a Real Estate Broker’s License

  • State Board Examination for Residential Certification in Real Estate Appraisal

  • State Board Examination for Transitional License in Real Estate Appraisal

  • State Board Examination for Sales Associates License in Real Estate

  • PAX Exam for entrance to nursing school

PROPERTY MANAGEMENT EXPERIENCE

  • Managed personal portfolio of apartment homes and single-family rental homes 1989 – 1998

  • Appraising and Consulting for multifamily developments up to eight hundred units

EXECUTIVE EXPERIENCE

  • Founder Appraisal Professionals, Inc; 1995; grew to Kentucky’s largest residential appraisal company

  • Manager experience in two fortune 500 companies; 1980s

COMMITTEE SERVICE

  • Served on FHA Planning Committee 1989 & 1990

  • Currently serving on Kentucky Mortgage Bankers Association Committee

  • Served on De Paul School fundraising committed 1990

New Home Construction; Remodeling & Renovations; Land Development; Carpentry

  • Purchased, renovated, and flipped multiple properties for personal portfolio

  • Built (1) residential new home for personal portfolio

  • Development of (1) rural land tract, to house readiness

  • Skilled Carpenter and Remodeler

  • Experience making hand-made furniture

Personal Interests and Hobbies

  • Avid Amateur Tennis Player since 1973

  • Member of United States Tennis Association

  • Current member of USTA men’s tennis team

  • Former competitive racquetball player

  • Winner of (6) racquetball tournaments; (4) State Sanctioned Championships; (2) recreational leagues

  • General love and experience in woodworking

  • Collector of Vintage Audio Equipment, CDs and Vinyl Records

  • Mountain Biking